• Health Insurance
  • Travel Insurance
  • Dental Insurance
  • Accident, Sickness           & Hospitalisation Plan
  • Personal Accident Plan
  • Medical Cash Plan

Health Insurance

Getting Your Health Cover With Actual Insurances is Easy…

With so many health insurance plans in the market, comparing policies and getting the best deal is becoming more difficult. The good news is that Actual Insurance is here to help find you the most appropriate level of cover at a competitive price.

With one phone call, our Health Insurance Expert will navigate through hundreds of health insurance plans on your behalf and: •Complete an analysis of your requirements to establish what type of cover you need for you/ your family.
•Explain the differences between the different hospital and cash plans so that you can decide if these health solutions are of interest to you.
•Offer Advice including a full explanation of the difference between health plan options.
•Find the plan that offers you the best benefits at the best possible price.

Some Benefits Include:
•Access to High Tech Hospitals
•Best Cover for Scans and Health Screens in the Market
•24 Hour Access to Nurse On-Call Service
•Low Out-Patient Excess for Individuals & Families

If you haven’t reviewed your Health Insurance Cover in the last 12 months, or if all of your family are on the same health insurance plan, there could be opportunities for you to save money whilst maintaining or increasing your current level of cover. You are most likely missing out on substantial savings.

To get a quote or discuss your health insurance needs, please call one of our expert advisors on

Travel Insurance

Our Travel Insurance is competitively priced, offering excellent benefits and can be tailored to your specific requirements.

Cover options include: •Europe / Worldwide
•Individual / Couple / Family
•Additional Activity cover is also available including Winter Sports / Water Sports / Golf
•Discounts available for clients with approved PMI cover

The following benefits apply to all our annual travel policies: •Trips within Ireland covered
•Business trips covered
•Substantial discounts available with Private Medical Health Insurance
•Extensive list of recreational activities included

Summary of the Main Benefits applicable to each insured person: •Cover available up to age of 75
•Medical & Emergency Cover up to €10,000,000
•Personal Liability Cover up to €1,300,000
•Personal Accident Cover up to €35,000
•Cancellation & Curtailment Cover up to €3,900
•Baggage & Personal Effects up to €2,000

To get a quote or discuss your travel insurance needs, please call one of our expert advisors on.

Dental Insurance

Making great oral health care affordable for everyone

Dental Insurance helps to improve and maintain your oral health. For us, this means creating a range of plans that are clinically focused and that offer you great choice and value.

All of our plans are based on our Healthy Smiles approach, which promotes regular and sustained preventive care by providing 100% cover for examinations, cleanings and x-rays. You can then choose the level of minor, major and orthodontic cover that you feel is right for you.

We offer:
•100% cover for exams, cleanings & X-Rays
•100% for emergency treatment
•70% cover for fillings, extractions & treatment of gum disease, sealants (for Children), space maintainers (for Children), stainless steel crowns (for Children)
•60% cover major treatments, such as root canals, crowns & dentures
•Claim up to €1,000 on orthodontics

Whether you are an individual, parent or employer, call us today to learn how we can help you.

Accident, Sickness             & Hospitalisation Plan


Paying you an income if you can't work

•Monthly income benefit – providing a monthly cash benefit of up to €3,000 if you can’t work
•Hospitalisation benefit – providing a daily cash benefit of up to €300 if you become hospitalised.
•NO medical underwriting – it’s quick and easy to apply and obtain cover. No medical questionnaires or examinations required
•Transparent pricing – we promise not to increase your premiums due to your age, occupation, state of health or hobbies
•Flexible plan with a wide range of deferred and benefit periods
•Cover for non-working partners. We can even cover individuals who do not have earnings

A quick phone call to us is all it takes to us to put your accident, sickness & hospitalisation plan in place.

Personal Accident Plan


Flexible cover

Choose to protect yourself, your partner and your children
Covers injuries from winter sports, rugby, football and GAA sports

Premier Plan

21 fracture benefits PLUS two additional cash benefits

Premier Plus Plan

All the benefits from the Premier Plan and a further 19 accidental injury benefits
Fracture benefits and cash lump sums from serious injuries

A quick phone call to us is all it takes to us to put your personal accident plan in place.

Medical Cash Plan


Pays cash benefits when you need medical treatment
18 cash benefits - covering a wide range of medical needs, including: dental, optical, physiotherapy and hospital admission
All cash benefits paid directly to you tax free
Easy to claim - just call us for a claim form
No excess to pay when you make a claim
FREE Cover for children when an adult is covered

A quick call to us is all it takes to put your medical cash plan in place

Insurance Partners